A free toolkit for running and growing a small business
Templates, checklists, and worksheets you can put to work this week. Each resource was designed for a real small business owner — not a finance department. Download what you need.
How the Library Works
- Free. Every resource is free. You enter an email and receive the file.
- Editable. Spreadsheets are .xlsx; documents are .docx and .pdf.
- Plain-English. Each resource includes a one-page “How to use this” guide.
- Confidential. We don’t share your information. See our Privacy Policy.
The Library — 10 Free Resources
01 · Cash Flow Template
A 13-week rolling cash flow worksheet with built-in formulas and an early-warning summary. Format: Excel
02 · Business Budget Template
An annual operating budget with revenue, COGS, payroll, opex, and capex sections, plus a monthly variance view. Format: Excel
03 · Investor Readiness Checklist
A 50-point checklist covering corporate documents, financials, projections, KPIs, governance, and the standard contents of a small-company data room. Format: PDF
04 · Small Business Financial Health Checklist
Score your business across seven areas: pricing, cash flow, debt, controls, governance, growth, and resilience. Format: PDF
05 · Access to Capital Preparation Guide
A plain-English overview of SBA loans, working-capital lines, term debt, mezzanine, equity, and Opportunity Zone capital. Format: PDF · 12 pages
06 · Business Plan Outline
A structured outline for a credible 12–18 page business plan. Format: Word · 18 pages
07 · Pricing Strategy Worksheet
Cost-plus, value-based, and competitive pricing models in one workbook, with break-even calculators and margin sensitivity tables. Format: Excel
08 · Debt Capacity Checklist
Calculate your DSCR, FCCR, and a simulated covenant package, then estimate how much debt your business can responsibly carry. Format: Excel
09 · Monthly Financial Dashboard Template
A one-page monthly dashboard with revenue, gross margin, opex, EBITDA, cash, AR/AP, and three KPIs of your choice. Format: Excel
10 · Turnaround Action Plan Template
A 30-60-90 day stabilization framework: cash triage, vendor and lender communication, cost actions, governance steps, and a recovery scoreboard. Format: Word + Excel
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NAJA Capital is a financial advisory and investment platform. The information on this page is general educational content and does not constitute legal, tax, accounting, immigration, financial, or investment advice. Submitting a form or downloading a resource does not create an advisory, fiduciary, or client relationship. Please consult qualified professionals before making decisions.